Traditional mortgages are fixed-rate mortgages, adjustable-rate mortgages (ARMs), refinance loans, second mortgages, and home equity lines of credit. When looking to buy a home, it is important that you meet with a mortgage broker or bank to determine the best option for your particular needs and desires in a home...
Author Archives: Lisa Oates
What Appraisers Look For in Determining Home Values
Appraisers play an important role in the real estate industry. Once a contract is in place on a home, an appraiser — usually sent by the lender due to loan requirements — goes to the home, walks through and around it, and makes notes on the property to determine the...
The Difference Between a Foreclosure and a Short Sale
Lets face it, the economy is cold, bad, not fun right now. When the economy goes sour, so does the financial welfare of most of us. For the housing market, this means that many folks need to sell their homes, foreclose, or do a short sale. What is the difference...
Your Town’s Real Estate Market: Harrisonburg and Rockingham County
Most homeowners like to know the value of their home, or at least know how their neighborhood is doing. We can, and often do, develop home value reports for individuals seeking that information, but here I decided to put together some information regarding the local real estate market by town...
Harrisonburg Neighborhood Tour: Belmont Estates
Belmont is the largest neighborhood on the west side of the city, with homes from the 1960s up to the present day. It is known for wide streets, friendly neighbors, and stunning western views. There’s also a small community-maintained park in the center of Belmont with tennis courts. Many homes...
Fall Gardening Guide: What You Should Be Doing Now
Fall gardening is often overlooked, but it is essential to get in the dirt now in order to have a spectacular spring and summer garden. Here are a few things you can do this fall to get great color (and great lawns!) after winter subsides. Water. If we don’t get...